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    Funding Care - Ashford

    Understanding the different ways to fund home care - NHS, council funding, Attendance Allowance, and self-funding.

    Funding Care for Ashford Residents

    The cost of care can feel overwhelming, but there are several funding sources that many families are unaware of. NHS Continuing Healthcare (CHC) is fully funded by the NHS and available to anyone with a "primary health need." If eligible, all care costs - including live-in care - are covered.

    Local authority funding is means-tested and based on both your care needs and financial situation. If your assets (including property) are below the upper capital limit, the council may fund some or all of your care. The financial assessment process can be complex, and we recommend seeking advice from an independent financial adviser who specialises in care funding.

    Attendance Allowance is a tax-free benefit for people over 65 who need help with personal care due to a physical or mental disability. It is not means-tested and can be spent on anything - many families use it to help fund home care visits. The higher rate is currently £101.75 per week. Personal Independence Payment (PIP) serves a similar function for those under 65.

    Key Takeaways

    NHS Continuing Healthcare can fund all care costs - including live-in care - for eligible individuals
    Attendance Allowance is not means-tested and provides up to £101.75/week
    Your home is not counted in financial assessments for home care (unlike residential care)
    Many CHC applications are refused initially but succeed on appeal - don't give up
    A specialist care fee financial adviser can help plan for long-term care costs

    Care Resources in Ashford

    Ashford sits at the crossroads of Middlesex, with Ashford Hospital at its heart making it a natural hub for our hospital discharge services. The town's mix of residential streets, local parks, and community centres means our carers quickly become familiar faces. Excellent bus routes and proximity to Heathrow make it well-connected for families visiting loved ones in our care.

    Residents in Ashford benefit from proximity to Ashford Hospital. Our team coordinates with local NHS services to ensure seamless care.

    For personalised advice about care options in Ashford, call our friendly team on 01784 740078. We offer free, no-obligation consultations.

    Funding Care - Common Questions

    What's the upper capital limit for council funding?

    Currently £23,250. If your assets (excluding your home for home care) are below this, the council may fund some or all care costs.

    Can I appeal if CHC is refused?

    Yes. Many initial refusals are overturned on appeal. You can request a local resolution meeting and escalate to an independent review if needed.

    How do I apply for Attendance Allowance?

    Download form AA1 from GOV.UK or call 0800 731 0122. Describe your worst days, not your best. Consider asking a carer or advice service to help complete the form.

    What is NHS Continuing Healthcare?

    A package of care fully funded by the NHS for people with significant ongoing healthcare needs. If eligible, all care costs are covered - including live-in care.

    Is Attendance Allowance means-tested?

    No. It's based on your care needs, not your finances. Worth up to £101.75/week and can be spent on anything including home care.

    Local context

    Ashford sits within Spelthorne Borough Council (TW15). We routinely visit 1930s semis and coordinate with local services along the A30.

    Postcode

    TW15

    Nearest routes

    M25 J13 · A30 · A308

    Council

    Spelthorne Borough Council

    Funding Care - Nearby Areas

    Get Care Advice for Ashford

    Contact us for a free consultation about care options in Ashford.

    We'll call you back within 24 hours. No long forms - we'll discuss the rest by phone.

    Understand Your Funding Options

    Free guidance on NHS, council, and benefit funding for care. Call us.